{"product_id":"going-broke-why-americans-still-cant-hold-on-to-their-money-9780190677848","title":"Going Broke: Why Americans (Still) Can't Hold on to Their Money","description":"Over the last four decades, debt, bankruptcy, and home foreclosures have risen to epidemic levels, and the personal savings rate has sunk dangerously low. Why, in the richest nation on earth, can't Americans hold on to their money? \u003cp\u003e\u003c\/p\u003eFirst published in 2008, Stuart Vyse's \u003cem\u003eGoing Brok\u003c\/em\u003ee described the epidemic of personal debt that existed in the years leading up to the Great Recession, and anticipated the home mortgage crisis that started it. Ten years later, a fully-updated new edition tackles the post-recession era of economic\u003cbr\u003erecovery. Today total household debt has actually surpassed pre-recession levels, and some of the same problems that preceded the crash are back again. But the shape of our troubles has changed: the new face of financial failure features auto repossession, bankruptcy, eviction, wage garnishment, and\u003cbr\u003ebeing sued for unpaid bills. Vyse offers a unique psychological perspective on the financial behavior of the many Americans today who find they cannot make ends meet, illuminating these and other causes of our wildly self-destructive spending habits. But he doesn't entirely blame the victim, arguing\u003cbr\u003einstead that the mountain of debt burying so many of us is the inevitable byproduct of America's turbo-charged economy together with social and technological trends that undermine our self-control. \u003cp\u003e\u003c\/p\u003eThis new edition illuminates everything from the rise of the credit card and ballooning student loan debt, to the expansion of new shopping opportunities provided by social media, revealing how vast changes in American society over the last 40 years have greatly complicated our relationship with\u003cbr\u003emoney. Vyse concludes with both personal advice for the individual who wants to achieve greater financial stability and with pointed recommendations for economic and social change that will help promote the financial health of all Americans.\u003cbr\u003e\u003cbr\u003e\u003cbr\u003e\u003cb\u003eAuthor:\u003c\/b\u003e Stuart Vyse\u003cbr\u003e\u003cb\u003ePublisher:\u003c\/b\u003e Oxford University Press, USA\u003cbr\u003e\u003cb\u003ePublished:\u003c\/b\u003e 09\/03\/2018\u003cbr\u003e\u003cb\u003ePages:\u003c\/b\u003e 344\u003cbr\u003e\u003cb\u003eBinding Type:\u003c\/b\u003e Paperback\u003cbr\u003e\u003cb\u003eWeight:\u003c\/b\u003e 0.90lbs\u003cbr\u003e\u003cb\u003eSize:\u003c\/b\u003e 9.20h x 6.10w x 0.80d\u003cbr\u003e\u003cb\u003eISBN:\u003c\/b\u003e 9780190677848\u003cbr\u003e\u003cp\u003e\u003cb\u003eAbout the Author\u003c\/b\u003e\u003cbr\u003e\u003cbr\u003e\u003cstrong\u003eStuart Vyse\u003c\/strong\u003e is a behavioral scientist, teacher, and writer. He holds PhD and MA degrees in psychology and BA and MA degrees in English Literature. He taught at Providence College, the University of Rhode Island, and Connecticut College, where he was Joanne Toor Cummings '50 Professor. Vyse's book \u003cem\u003eBelieving in Magic: The Psychology of Superstition \u003c\/em\u003ewon the 1999 William James Book Award of the American Psychological Association and has been translated into Japanese, German, and Romanian\u003cem\u003e.\u003c\/em\u003e\u003cbr\u003e\u003cbr\u003e\u003c\/p\u003e","brand":"Oxford University Press, USA","offers":[{"title":"Paperback","offer_id":39929216696435,"sku":"9.78E+12","price":21.95,"currency_code":"EUR","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0555\/9255\/0515\/products\/img_7a0f1b5b-4a79-4c8d-9a94-246aefcf0898.jpg?v=1647611716","url":"https:\/\/bookstorenmore.com\/en-de\/products\/going-broke-why-americans-still-cant-hold-on-to-their-money-9780190677848","provider":"Bookstore N More","version":"1.0","type":"link"}