{"product_id":"getting-a-business-loan-financing-your-main-street-business-9781430249986","title":"Getting a Business Loan: Financing Your Main Street Business","description":"Every day, Main Street businesses wrestle with the challenge of finding the cash to finance growth or use as working capital. The local banker often wants a credit score of 720, three or more years in business, and a fat savings account. No wonder local bankers approve only 10% of loan applications. \u003cp\u003e \u003cem\u003eGetting a Business Loan: Financing Your Main Street Business\u003c\/em\u003e shares something your local banker might not want you to know--small business owners have options. And this book describes those alternative lending sources in detail, as well as traditional sources of funding like banks and credit unions. \u003c\/p\u003e\u003cp\u003e Half of all business startups don't make past their fifth birthday--and often because they can't find the financing required to sustain their operations. Whether you own a small restaurant, a bicycle shop, a hardware store, a small manufacturing company, or a service business, Getting a Business Loan offers easy-to-understand descriptions of loan options that can keep you going, as well as practical advice on where to look for money and how to apply. \u003c\/p\u003e\u003cp\u003e What would you do with an extra $40,000? Expand your restaurant? Hire a new employee to fulfill a new contract? Buy a needed piece of equipment? \u003cem\u003eGetting a Business Loan\u003c\/em\u003e will: \u003c\/p\u003e\u003cul\u003e \u003cli\u003eDetail how bankers look at you and your loan application \u003c\/li\u003e \u003cli\u003eExplain the menu of non-bank financing options available to business owners, like asset-based lending, factoring, merchant cash advance, local \"hard money,\" and more \u003c\/li\u003e \u003cli\u003eShow how to locate potential lenders via the Internet and other means \u003c\/li\u003e \u003cli\u003eShow how to prepare before you visit the lender or fill out an application \u003c\/li\u003e \u003c\/ul\u003e Main Street businesses aren't limited by the local bank's footprint any more. There are people and institutions all across the country that lend money to small business owners. If you want to find the money you need to strengthen and expand your business, \u003cem\u003eGetting aBusiness Loan\u003c\/em\u003e will show you how.\u003cbr\u003e\u003cbr\u003e\u003cb\u003eAuthor:\u003c\/b\u003e Ty Kiisel\u003cbr\u003e\u003cb\u003ePublisher:\u003c\/b\u003e Apress\u003cbr\u003e\u003cb\u003ePublished:\u003c\/b\u003e 11\/08\/2013\u003cbr\u003e\u003cb\u003ePages:\u003c\/b\u003e 212\u003cbr\u003e\u003cb\u003eBinding Type:\u003c\/b\u003e Paperback\u003cbr\u003e\u003cb\u003eWeight:\u003c\/b\u003e 0.70lbs\u003cbr\u003e\u003cb\u003eSize:\u003c\/b\u003e 9.00h x 6.00w x 0.49d\u003cbr\u003e\u003cb\u003eISBN:\u003c\/b\u003e 9781430249986\u003cbr\u003e\u003cp\u003e\u003cb\u003eAbout the Author\u003c\/b\u003e\u003cbr\u003eTy Kiisel is a small business evangelist and veteran of over 30 years in the trenches of Main Street business. Kiisel writes about small business issues for Lendio (www.lendio.com), making best practices, tips, and advice to small business owners accessible by weaving personal experiences, historical references and other anecdotes into relevant discussions about leading people, managing a business and what it takes to be successful. Additionally, Kiisel shares his passion for small business every week on Forbes.com, The Business Fuel Podcast, and other industry publications.\u003cbr\u003e\u003c\/p\u003e\u003cp\u003e\u003ci\u003eThis title is not returnable\u003c\/i\u003e\u003cbr\u003e\u003c\/p\u003e","brand":"Apress","offers":[{"title":"Paperback","offer_id":44462488944755,"sku":"9781430249986","price":31.68,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0555\/9255\/0515\/files\/img_ee3cdd58-ebca-41fb-abb9-2968a17f687b.jpg?v=1773932219","url":"https:\/\/bookstorenmore.com\/products\/getting-a-business-loan-financing-your-main-street-business-9781430249986","provider":"Bookstore N More","version":"1.0","type":"link"}