Mortgages 101: Quick Answers to Over 250 Critical Questions about Your Home Loan

With mortgage stories dominating the front-page news, people--whether they're buying a new house or refinancing--increasingly have questions about the complicated issues at stake. Arranged in an easily accessible question-and-answer format, Mortgages 101 provides readers with essential lending formulas, as well as important information on lending requirements and application procedures. The book shows readers how to save money by: - understanding key terms like ARMs and hybrids--and reading what's in the fine print - improving their credit scores to increase their borrowing power - using technology to get the lowest interest rates - maximizing their return on investment, and cutting the cost of mortgage insurance This revised edition includes up-to-date material on new loan and government programs, as well as changes to the law regarding tax deductions, down payment assistance, reverse mortgages, bankruptcy, negative amortization and more--in short, all the answers readers need, in one must-have reference.

Author: David Reed
Publisher: Amacom
Published: 04/01/2008
Pages: 320
Binding Type: Paperback
Weight: 0.95lbs
Size: 9.00h x 6.00w x 0.90d
ISBN: 9780814401668

About the Author

David Reed is a seasoned mortgage banker and a columnist for "Realty Times" and "Mortgage Originator" magazine. He is the author of "Mortgage Confidential" (978-0-8144-7369-6), "Your Guide to VA Loans" (978-0-8144-7435-8), "Who Says You Can't Buy a Home! "(978-0-8144-7340-5), and "Your Successful Career as a Mortgage Broker "(978-0-8144-7370-2).

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